1. Insurance Coverage: Check with your health insurance provider to see if mental health services, including counseling or therapy, are covered under your plan. Many insurance plans include coverage for mental health treatment, but the extent of coverage and the specific providers who are in-network can vary.

2. In-Network vs. Out-of-Network: Therapists who are in-network with your insurance provider have an agreement to accept the insurance company’s predetermined rates for services. This often results in lower out-of-pocket costs for you. Out-of-network therapists don’t have agreements with your insurance company, so you might have to pay more or file claims for reimbursement.

3. Preauthorization: Some insurance plans require preauthorization before starting therapy. This means you need to get approval from the insurance company before beginning sessions.

4. Copayments and Deductibles: If your insurance plan covers therapy, you might still have to pay a copayment (a fixed fee per session) or meet a deductible (a set amount you have to pay before insurance kicks in).

5. Billing Process: When you see an in-network therapist, they will typically bill the insurance company directly. Out-of-network therapists might provide you with receipts to submit for reimbursement.

6. Session Limits: Some insurance plans have limits on the number of therapy sessions covered in a given time period. Be sure to understand your plan’s limits.

7. Confidentiality: Keep in mind that when you use insurance, some information about your diagnosis and treatment might be shared with the insurance company for billing purposes. This could potentially impact your privacy.

8. Finding In-Network Providers: Most insurance companies have online directories where you can search for in-network therapists. You can also call the insurance company’s customer service to get a list of covered providers.

It is important to contact the therapist’s office and your insurance company to confirm details before starting therapy. Ask about coverage, copays, any paperwork required, and any other questions you might have about the billing process. Specific questions to ask your insurer can be found in the FAQ section.

Self Pay Rates 

Initial Assessment $150
Ongoing Counseling Sessions $125